done orcalculatedaccordingto how muchriskisinvolved:Lenderschargehigherratesto borrowers withworsecreditrecords, apracticeknownasrisk-basedpricing.(Definition ofrisk-basedfrom theCambridge Business English Dictionary? Cambridge University Press)
Examplesofrisk-based
risk-basedSuch costs could be quantitatively important in assessing the relative merits of any move torisk-basedpremiums with in-built subsidies.From theCambridge English CorpusIt consists ofrisk-basedpremiums, complemented by a tax-financed transfer mechanism.From theCambridge English CorpusIn addition, in the case ofrisk-basedpremiums, subsidies at least depend on market premiums rather than on political negotiations.From theCambridge English CorpusTherefore, they advocaterisk-basedpremiums in public health insurance combined with means-tested premium-based subsidies.From theCambridge English CorpusThis contribution argues forrisk-basedpremiums also in public health insurance.From theCambridge English CorpusThese efficiency losses can be avoided by letting insurers chargerisk-basedpremiums, complemented by a tax-financed transfer mechanism.From theCambridge English CorpusIt could be speculated that an additional factor has been the tendency of the insurance industry to pay lip-service to the principle ofrisk-basedpremiums.From theCambridge English CorpusThis distinction also points to the definition of the term 'risk' when talking aboutrisk-basedpremiums.From theCambridge English CorpusHowever,risk-basedpremiums are determined by many risk factors, not all of which society may want to use for determining the subsidies.From theCambridge English CorpusIs there a case forrisk-basedpremiums in health care insurance?From theCambridge English CorpusRecognizing this difficulty, extensive research effort over some 20 years has focused on the development ofrisk-basedmodels which would assist in the decision-making process.From theCambridge English CorpusIn a simple form, the non-means-testedrisk-basedsubsidy could be as follows.From theCambridge English CorpusThe ethical distinction betweenrisk-basedrationales and need-based rationales emerges most clearly in their differing views of tractable contraindications.From theCambridge English CorpusThe main concern withrisk-basedpremiums is of course equity.From theCambridge English CorpusWhen an insurance portfolio is concerned, it is necessary : (i) to set up the portfolio reserve, (ii) to allocate the solvency margin (orrisk-basedcapital).From theCambridge English CorpusThese examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.#https://dictionary.cambridge.org//dictionary/english/risk-based##
